Are you aware that organised gangs are staging car crashes to commit insurance fraud? As part of a national scam worth roughly £400m a year, criminals are orchestrating accidents to make fraudulent insurance claims, the profits of which are used to fund other crimes, including illegal firearms and drug smuggling.

Crash for Cash scams are not a victimless crime. As honest policyholders we pick up a collective bill for fraud through increased premiums. Are you happy giving fraudsters £50 of your money each and every year?

Contact Cheatline anonymously on 0800 422 0421 if you know anything about crash for cash scams or use their dedicated anonymous online form. Crimestoppers cannot accept Information about crash for cash scams. The Cheatline telephone number and anonymous online form have been set up to take this information anonymously. The Cheatline is an anonymous fraud reporting service powered by us.

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What is a Crash for Cash scam?

  • The Frame – the car in front slams on its brakes for no obvious reason giving the victim no time to prevent a collision.
  • The Blame – they insist that it’s the victim’s fault and give them their name and address and the details of their insurance company, sometimes already written down on a piece of paper.
  • The Claim – A few weeks later (though sometimes longer) the victim will receive a letter from their insurance company notifying them of a grossly exaggerated claim including the costs of a recovery vehicle, car hire and whiplash injuries to passengers, none of which actually happened.

Insurance Fraud Bureau report

The Insurance Fraud Bureau (IFB) was set up in 2006 to clamp down on organised insurance fraud – to disrupt criminal gangs and protect consumers from the effects of fraud. The IFB published a report on Crash for Cash scams, to find out more download Crash for Cash - Putting the brakes on fraud [.pdf].

Crash for Cash

Induced Accidents

'Crash for Cash' fraudsters are "gambling with the lives of UK motorists" and costing honest policyholders nearly £400 million every year, according to a report published by the Insurance Fraud Bureau (IFB).